Average Costs for Daily Nursing
Home Care*
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Alabama
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$127
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Maryland
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$175
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Pennsylvania
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$168
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Alaska
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$456
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Massachusetts
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$220
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Rhode Island
|
$189
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Arizona
|
$146
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Michigan
|
$159
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South Carolina
|
$128
|
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Arkansas
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$118
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Minnesota
|
$155
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South Dakota
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$118
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California
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$164
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Mississippi
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$120
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Tennessee
|
$126
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Colorado
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$143
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Missouri
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$115
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Texas
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$130
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Connecticut
|
$266
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Montana
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$127
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Utah
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$131
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Delaware
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$161
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Nebraska
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$142
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Vermont
|
$186
|
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Florida
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$151
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Nevada
|
$150
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Virginia
|
$137
|
|
Georgia
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$118
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New Hampshire
|
$199
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Washington
|
$177
|
|
Hawaii
|
$232
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New Jersey
|
$219
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Washington, DC
|
$226
|
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Idaho
|
$147
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New Mexico
|
$145
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West Virginia
|
$139
|
|
Illinois
|
$133
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New York
|
$220
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Wisconsin
|
$153
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Indiana
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$149
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North Carolina
|
$137
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Wyoming
|
$140
|
|
Iowa
|
$114
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North Dakota
|
$195
|
|
|
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Kansas
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$112
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Ohio
|
$151
|
|
|
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Kentucky
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$135
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Oklahoma
|
$111
|
|
|
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Louisiana
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$98
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Oregon
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$143
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|
|
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Maine
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$199
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|
|
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*Wall Street Journal (Study
by Metlife & GE Financial). 08/03
-
"Nursing home care already
averages $57,000 per year ($157 per day), up from $31,390
($86 per day) in 1990. "LTC
Insurance Could Play Role in Solving Medicaid Woes",
National Underwriter, January 11, 1999
-
Within 15 years, it is estimated
that the average cost of nursing home care could be
as high as $100,000 per year. "Americans Underestimate
Cost of Nursing Home Care", Best's Review, February
1997
-
The average cost per home care
visit in 1997 was $77 (nurse: $98, home care aid: $54,
homemaker $52) "Key data on
home care", LTC News & Comment, February, 1998
- Source: National Association for Home Care, 1970
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Ancillary Costs
There are a lot of ancillary charges that add up when you need
long-term care. Some of the ancillary charges that can add up
are medications, diapers, oxygen and laundry.
Human Costs of LTC
While the hardship to an individual
receiving long-term care is obvious, the ordeal facing family
members, friends and other informal caregivers can also be severe.
Indeed, providing care is more often a highly personal responsibility
rather than an institutional role. Children can become clinically
depressed while taking care of their parents. In the future there
will be more frail parents per adult child. Currently, family
members provide the majority of care to in-home patients. It is
obvious that the human costs of providing long-term care are great
and affect many families.
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